Turning Opportunity into Big Wins
Our term loans turn long-shot business possibilities into long-term gains.
Get StartedAll Samlend Financial Lending Programs offer...
Up to $1.5 million in working capital.
No hard credit pulls. We do one soft inquiry when you apply.
- Pre-payment discounts.
An opportunity to increase the amount borrowed after paying at least 60% of the original loan.
Ultimate flexibility. Use funds as you see fit for most any business expense.
Small Business Loans: Easier Than You Think
We know you don't have the time or energy to deal with endless bank-loan paperwork while also managing your business. Our simplified process skips excessive documentation — and possibly months of waiting for a decision.
What's more, you can use your loans proceeds as you see fit: whether you own a restaurant opening a new location, or a construction company that needs to hire workers for a huge municipal contract. Our flexible loan amounts and terms offer options unique to your business demands.
Learn Why UsWhy Choose Small Business Loan?
A Small Business Loan in Action: Miguel's Electrical Services, Inc.
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The Vision:
Miguel has been operating a successful electrical firm in a small New England city for more than ten years. Now he's ready to act on a longtime vision of moving into the commercial marketplace.
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The Opportunity:
When a new luxury hotel near the sports arena requests bids for its electrical work, Miguel bids on the $500,000, eight-month job — and gets it.
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The Challenge:
The job will cost Miguel $250,000 in materials and payroll. The hotel is paying $100,000 up front, leaving him with a $150,000 gap to manage until the hotel makes its final $400,000 payment.
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How Samlend Financial Helped:
Miguel applied for and received a $150,000 loan. And since we gave him a ten-month payback schedule, there's a two-month cushion, just in case there's an overrun on the job.
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The Result:
Miguel and his team completed the job — and won two more commercial bids. Now we're helping him fund those, too!
Put Our Funding Solutions to Work
Find out how we're helping businesses grow in many ways, in most every industry.
Buy Equipment
Maintain your competitive edge.
Expand
Act quickly on new market opportunities.
Maintain Cash Flow
Compensate for slower startup or seasonal sales.
Renovate
Improve your workplace for enhanced employee and customer satisfaction.
Launch a Marketing Campaign
Keep the conversation going with customers and prospects.
Purchase Inventory
Buffer your operation from supply-chain issues.
Staff Up
Add people when and where you need them.
Manage Expenses
Compensate for unpredictable cash outlays.
Bolster Your Payroll
Compensate seasonal employees during slow periods.
Get Started With Ease
Submit the easy online application and within minutes, a Capital Specialist will call to discuss your funding request.
We'll make our funding recommendation within 4 hours.
You'll receive a lump-sum payout within 24 to 72 hours. Spend it at your own pace, as you need it.
Case Studies
Communications Expansion
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Funding Amount: $1 Million
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Approval Amount: $1.2 Million
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Industry: Telecommunications
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Use of Funds: Expansion
Featured Funding
Stabilizing Growth
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Initial Funding Amount: $750,000
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Add-on Opportunity: $450,000
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Industry: Manufacturing
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Use of Funds: Financial Stability, Growth
Automation Growth
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Funding Amount: $300,000
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Approval Amount: $450,000
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Industry: Manufacturing / Automation
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Use of Funds: Working capital
Featured Funding
National Food and Beverage Franchise Network
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Funding Amount: $1.4 million
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Industry: Food and Beverage Franchise
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Use of Funds: Expansion and Renovation
Organic Growth
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Funding Amount: $750,000
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Approval Amount: $1,400,000
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Industry: Organic Food Grower
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Use of Funds: Cash Liquidity
Featured Funding
Delivery Service Expansion
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Funding Amount: $100,000
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Industry: Delivery Service
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Use of Funds: Equipment
Supporting Growth in Construction
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Funding Amount: $300,000
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Early Renewal: Additional $300k available in 60 days
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Industry: Construction
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Use of Funds: Cash Flow
Featured Funding
Physical Therapy
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Funding Amount: $1,000,000
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Industry: Healthcare
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Use of Funds: Expansion, Cash Flow
Subordinate Position
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Funding Amount: $2,000,000
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Approval Amount: $2,700,000
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Industry: Professional Services
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Use of Funds: Expansion, Cash Flow
Bridge Capital for Explosive Growth
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Funding Amount: $1,000,000
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Approval Amount: $2,500,000
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Industry: Construction
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Use of Funds: Bridge Financing, Expansion
Empowering Healthcare Staffing Growth
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Funding Amount: $1,000,000
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Approval Amount: $1,400,000
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Industry: Healthcare Staffing
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Use of Funds: Expansion
Facilitating Growth in Commercial Forestry Industry
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Funding Amount: $750,000
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Industry: Forestry
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Use of Funds: Hiring Additional Staff, Acquiring New Equipment and Materials
Opportunistic Growth
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Funding Amount: $400,000
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Industry: Electric Company
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Use of Funds: Opportunistic Growth
Fueling Expansion
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Total Funding: $5,000,000
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Renewals: 4 times in 16 months
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Initial Funding: $1,100,000
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Industry: Commercial Storage
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Use of Funds: Cashflow Gaps, Growth
Crafting Culinary Success
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Funding Amount: $1,000,000
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Industry: Specialty Food
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Use of Funds: Production, Technology, Marketing
Fitness Transformations
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Funding Amount: $150,000
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Industry: Fitness and Wellness
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Use of Funds: Expansion
Brewing Success
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Funding Amount: $170,000
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Industry: Food and Beverage
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Use of Funds: Product development, customer experience, marketing
Empowering Wellness
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Funding Amount: $750,000
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Industry: Health and Wellness
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Use of Funds: Bridge Financing
In with the View
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Funding Amount: $240,000
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Industry: Construction
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Use of Funds: Expansion
Growing Green
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Funding Amount: $750,000
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Industry: Landscaping
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Use of Funds: Payables, Expansion
Crafting Success
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Funding Amount: $800,000
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Industry: Manufacturing and Wholesaling
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Use of Funds: Equity Raise, Production, Efficiencies
Advancing Medical Excellence
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Funding Amount: $720,000
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Industry: Healthcare
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Use of Funds: Equipment, Staffing, Patient Experience
Fashionable Success
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Funding Amount: $300,000
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Industry: Retail
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Use of Funds: Inventory, Renovations
Charting New Horizons
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Funding Amount: $220,000
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Industry: Travel and Tourism
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Use of Funds: Product Offering, Technology, Partnerships
Small Business Loan FAQ
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There are three different types of loans. They are short, medium, and long term. Short-term loans usually last for 12 months or less. Medium-term loans can last 12 months up to 36 months. Long-term loans can last anywhere from 3 years up to 25 years.
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The main term loan definition is that it has a specified length of time required to pay it off. The interest rates can be fixed or variable as well. A loan can be an open line of credit, a term loan, or other type of lending product.
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Mortgages are a type of term loan that most people are familiar with. It has a set amount of time like 20 years or 30 years to pay off and a fixed or variable interest rate.
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Term loans are great for any business, but they are especially helpful for businesses with special equipment, permanent locations, and other startups.
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Samlend Financial offers a free, no obligation quote for their term loans. Apply today to find out if your business qualifies.
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Repayment begins typically the month after the loan starts unless your terms include different terms. You'll pay a set amount every month until the end of the loan unless it is a variable interest rate.
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At the end of a term loan, your loan must be paid off in full. Once it's paid off, you are no longer bound by the terms of the loan.
What Sets Us Apart from the Rest
Get Financing Today
Get started with your application and join Samlend Financial's family of forward-thinking businesses.