Wholesale
Financing & Loans
At Samlend Financial, we provide personalized wholesale loans to businesses nationwide.
We're a Funding Partner
with a Proven Track Record
Since 2008, we've grown with the companies we support.
What Is Wholesale Financing?
Wholesale finance is a loan provided to a business that is engaged in wholesaling of products to other businesses. It allows a business the opportunity to build up inventory for sale, account for sudden changes in demand, and be ready to take advantage of growth opportunities when they arise. This means that they will have the inventory available for retailers when it’s needed the most.
How Financing Works for Wholesale Businesses
Wholesale businesses need lending for a variety of purposes. Because the demand can ebb and flow, having lending to cover regular businesses expenses, payroll, and product acquisition is beneficial. Wholesale funding options include the ability to invest in marketing campaigns, expand operations, buy new equipment, and more.
Use Cases
How To Use a Wholesale Loan
Using a wholesale loan will depend on your business needs and the terms of the loan. While some loans are suited for buying equipment, other lines of credit will help you pay for incidentals and keeping enough product on hand.
Learn Why Us-
Inventory
Wholesale businesses rely on having the right inventory on hand from suppliers to sell to retail stores. Wholesale financing ensures that the business can get what they need when they need it.
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Expansion
Expanding wholesale operations takes money. You don’t want to tie up all your cash flow into these projects. That’s where getting a wholesale finance loan can help.
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Equipment
You don’t need broken or outdated equipment limiting your business. Get the right equipment loan to help you repair or replace your current equipment.
Why Apply for a Wholesale Loan?
Implement the Latest Technology
From software to picking and packing tools, getting a loan to pay for wholesale technology can take your business to a new level.
Invest in Marketing
Want to connect with the right buyers? Marketing helps your wholesale business do just that. Leverage a variety of lending options designed just for wholesale companies.
Hire Talented Professionals
Getting the right staff members is worth its weight in gold. Wholesale loans give you access to funding to help you hire the right professionals for your business.
Minimum Eligibility Requirements
Ready to expand your wholesale business with a wholesale finance loan? Here’s what you need to get started.
| Time in Business | Minimum 6 Months |
|---|---|
| Business Annual Growth Revenue | $240K+ Annual Revenue |
| Business Checking Account | Yes |
| US Citizen/Based Company | Yes |
| FICO Score | 570+ |
| Other Financing | None |
| Bankruptcies | None open |
Better Your Business With Samlend Financial
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Expand Product Lines
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Buy Inventory
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Repair or Replace Equipment
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Invest in the Latest Technology
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Invest in Marketing
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Afford Expansion Projects
Case Studies
Communications Expansion
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Funding Amount: $1 Million
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Approval Amount: $1.2 Million
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Industry: Telecommunications
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Use of Funds: Expansion
Featured Funding
Stabilizing Growth
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Initial Funding Amount: $750,000
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Add-on Opportunity: $450,000
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Industry: Manufacturing
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Use of Funds: Financial Stability, Growth
Automation Growth
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Funding Amount: $300,000
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Approval Amount: $450,000
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Industry: Manufacturing / Automation
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Use of Funds: Working capital
Featured Funding
National Food and Beverage Franchise Network
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Funding Amount: $1.4 million
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Industry: Food and Beverage Franchise
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Use of Funds: Expansion and Renovation
Organic Growth
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Funding Amount: $750,000
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Approval Amount: $1,400,000
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Industry: Organic Food Grower
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Use of Funds: Cash Liquidity
Featured Funding
Delivery Service Expansion
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Funding Amount: $100,000
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Industry: Delivery Service
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Use of Funds: Equipment
Supporting Growth in Construction
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Funding Amount: $300,000
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Early Renewal: Additional $300k available in 60 days
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Industry: Construction
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Use of Funds: Cash Flow
Featured Funding
Physical Therapy
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Funding Amount: $1,000,000
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Industry: Healthcare
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Use of Funds: Expansion, Cash Flow
Subordinate Position
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Funding Amount: $2,000,000
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Approval Amount: $2,700,000
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Industry: Professional Services
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Use of Funds: Expansion, Cash Flow
Bridge Capital for Explosive Growth
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Funding Amount: $1,000,000
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Approval Amount: $2,500,000
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Industry: Construction
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Use of Funds: Bridge Financing, Expansion
Empowering Healthcare Staffing Growth
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Funding Amount: $1,000,000
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Approval Amount: $1,400,000
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Industry: Healthcare Staffing
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Use of Funds: Expansion
Facilitating Growth in Commercial Forestry Industry
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Funding Amount: $750,000
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Industry: Forestry
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Use of Funds: Hiring Additional Staff, Acquiring New Equipment and Materials
Opportunistic Growth
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Funding Amount: $400,000
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Industry: Electric Company
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Use of Funds: Opportunistic Growth
Fueling Expansion
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Total Funding: $5,000,000
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Renewals: 4 times in 16 months
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Initial Funding: $1,100,000
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Industry: Commercial Storage
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Use of Funds: Cashflow Gaps, Growth
Crafting Culinary Success
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Funding Amount: $1,000,000
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Industry: Specialty Food
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Use of Funds: Production, Technology, Marketing
Fitness Transformations
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Funding Amount: $150,000
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Industry: Fitness and Wellness
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Use of Funds: Expansion
Brewing Success
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Funding Amount: $170,000
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Industry: Food and Beverage
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Use of Funds: Product development, customer experience, marketing
Empowering Wellness
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Funding Amount: $750,000
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Industry: Health and Wellness
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Use of Funds: Bridge Financing
In with the View
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Funding Amount: $240,000
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Industry: Construction
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Use of Funds: Expansion
Growing Green
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Funding Amount: $750,000
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Industry: Landscaping
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Use of Funds: Payables, Expansion
Crafting Success
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Funding Amount: $800,000
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Industry: Manufacturing and Wholesaling
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Use of Funds: Equity Raise, Production, Efficiencies
Advancing Medical Excellence
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Funding Amount: $720,000
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Industry: Healthcare
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Use of Funds: Equipment, Staffing, Patient Experience
Fashionable Success
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Funding Amount: $300,000
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Industry: Retail
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Use of Funds: Inventory, Renovations
Charting New Horizons
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Funding Amount: $220,000
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Industry: Travel and Tourism
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Use of Funds: Product Offering, Technology, Partnerships
Wholesale Finance FAQ
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The main difference in this type of funding is whether it’s going to a business to business operation or a business to consumer operation. Wholesale businesses sell to other businesses that then sell to the end user or the consumer. Lenders look at different variables when they are determining if they should lend to a retail or wholesale business.
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The application for a wholesale line of credit or other type of wholesale loan can take as few as 30 minutes to complete. After that, your options should be ready to view within 3 weeks or so. Some applications are much more straightforward and will take less time to process.
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We offer wholesale financing to small businesses that qualify. Contact our team to learn more about the different wholesale finance options.
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Taking advantage of wholesale financing can allow you to expand your business operations without putting other parts of your business at risk. Not only that, but you can use different loans for payroll, buying inventory, improving cash flow and more.
What Sets Us Apart from the Rest
Get Financing Today
Get started with your application and join Samlend Financial's family of forward-thinking businesses.